Privacy Policy

Last updated: March 25, 2026

HomeMath (“we,” “us,” or “our”) operates homemath.io. This Privacy Policy explains how we collect, use, and protect your information when you use our website and calculators.

Information we collect

We collect information you provide directly, including:

Calculator inputs: The values you enter into our calculators (home value, income, loan details, etc.) are processed entirely in your browser using client-side JavaScript. This data is never sent to, stored on, or accessible by our servers.

We also automatically collect certain usage information through Google Analytics, including pages visited, time on site, device type, and general geographic location (city/country level). This data is anonymous and aggregated.

How we use your information

Calculator inputs you enter are processed entirely in your browser. We do not store, transmit, or log the financial figures you enter into our calculators.

Affiliate partnerships

HomeMath displays links to third-party mortgage lenders and financial services. When you click these links, we may receive a referral fee. This does not affect the accuracy of our calculators or the objectivity of our tools. We clearly label affiliate links as such. We do not share your personal information with affiliate partners.

Cookies and tracking

We use Google Analytics to understand site traffic and usage patterns. Google Analytics uses cookies — small text files stored on your device. You can opt out of Google Analytics tracking by installing the Google Analytics opt-out browser add-on.

We use Google AdSense to display advertisements. AdSense may use cookies to serve ads based on your prior visits to this or other websites. You can opt out of personalized advertising by visiting Google Ads Settings.

Email communications

If you sign up for rate alerts, we will send you email notifications when mortgage rates move. You can unsubscribe at any time by clicking the unsubscribe link in any email. We will never sell, rent, or share your email address with third parties.

Property address lookups

If you use the optional address lookup feature, your address is sent to Rentcast (rentcast.io) to retrieve an estimated home value. Please review Rentcast's privacy policy for details on how they handle address data. We do not store your address after the lookup is completed.

Data security

HomeMath is served over HTTPS. We do not maintain a user account system or store sensitive personal or financial data on our servers. The primary data we hold is email addresses of rate alert subscribers, which are stored securely via our email service provider.

Children's privacy

HomeMath is not directed at children under 13 and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

Third-party links

Our site contains links to third-party websites including lenders, financial services, and data providers. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

Changes to this policy

We may update this Privacy Policy from time to time. We will post the updated policy on this page with a revised “last updated” date. Your continued use of HomeMath after changes constitutes acceptance of the updated policy.

Contact us

If you have questions about this Privacy Policy or how we handle your data, please contact us at privacy@homemath.io.

This privacy policy was written for HomeMath.io and reflects our actual data practices. It is not a substitute for legal advice. If you have specific legal concerns, please consult an attorney.